September 20, 2006 9:54 PM
Should You File For Bankruptcy?
If several of the following apply in your situation, you might consider bankruptcy:
• Your wages have been garnished or your bank account has been attached
• Most of your debts are unsecured debts like credit card bills, hospital or doctor’s bills, etc.
• Your total debt, not including your a car or house loan, is more than you could pay, even over five or more years
• Collection agencies are calling you at home and/or at work
• Your payments are more than 30 days behind on more than one bill
• There are lawsuits pending against you
• You have high medical bills not covered by insurance
• You owe income taxes that you are unable to currently pay
• You have few assets
• You have little or no savings
• You have had property repossessed (such as a vehicle)
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